Hi Larry,
You say "audio card out must need to go somewhere other than it currently does."
Where does it currently go? The audio card out needs to get to the MIC input on the
K3/0-Mini through a attenuator.
A second problem could be that you need to have the K3's MAIN menu set to
MIC+LIN ON since the tones will be arriving there on the MIC input. This is
stored PER MODE, so set it ON for USB mode, and then again ON for DATA mode.
This lets you test in USB mode. In the Phone portion of a band, let the WSJT software
key the rig, then see if your Microphone audio is getting through to the radio. If yes,
then unplug your Microphone and plug in your audio card out connection and see if the
tones get through the same way.
GL, Mark Aaker K6UFO